One of two things are going to happen in your life, you're going to die too soon or too late. No one says, old Bob died right on time. A couple of weeks ago I lost a friend, more of an associate. He was only 39 years old. He left 2 young children and from what I understand, his mom asked his employer if he had an insurance policy. Most companies will carry a small policy, usually enough for a funeral and burial. Life insurance is an income protector. It gives the survivors income for extended period after the one covered is gone. The spouse could take some extra time off to grieve, pay bills and set up college savings for the children. You should always leave a legacy to your family.
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